Texas Chapter 13 Bankruptcy Lawyer

Chapter 13 Bankruptcy is a court protected repayment plan where individuals are allowed to modify loan agreements and even eliminate significant portions of their unsecured debt. Many people mistakenly believe that Chapter 13 requires that all creditors be paid in full with interest. Our clients are relieved to learn that Chapter 13 allows for the repayment of only the percentage of credit cards and other unsecured debt that an individual or family can reasonably afford. Additionally, Chapter 13 Bankruptcy allows for the modification of personal property loans, such as cars. As a result, an individual can actually end up paying less per month in Chapter 13 than in Chapter 7 because of the ability to modify certain secured loans in Chapter 13. For instance, the interest rate on vehicles can often be lowered and the amount paid back through the payment plan is based on the current Blue Book value of the car or the amount owed on the loan, whichever is lower. If you owe more than your car is worth ("upside-down"), Chapter 13 can be helpful.

You should discuss your situation with an experienced bankruptcy attorney to understand your options and whether you can benefit from a Chapter 7 bankruptcy or a Chapter 13 bankruptcy.

A Chapter 13 is sometimes the bankruptcy of choice, even when a Chapter 7 bankruptcy is available. For example, if you need to time to catch up on mortgage payments and your bank is unwilling to work with you, a Chapter 13 bankruptcy may force the bank into giving you the opportunity to catch up. You will likely have three to five years to make up your mortgage arrearage. Please visit our Bankruptcy and Foreclosure page for additional information.

You may also be able to avoid some of your unsecured debt (or interest and penalties), freeing up money to assist you with catching up on your mortgage payments. An experienced Chapter 13 bankruptcy lawyer can help you understand your options and how the bankruptcy laws apply to you.

At Leinart Law Firm, our Texas Chapter 13 Bankruptcy Lawyers have more than 15 years of experience, including bankruptcy, consumer debt, and Chapter 13 bankruptcy as an option for certain situations. With offices in Dallas and Fort Worth, our Chapter 13 bankruptcy lawyers will take the time to explain your options to you, including bankruptcy. We will analyze your situation and explain the benefits and limitations of the bankruptcy laws. Your decisions will impact your future and the future of your family. You owe it to yourself and them to ensure you have all the facts so you can make an informed decision. We can help.

For additional information about the benefits of retaining our services, please visit our About the Firm page.

Discuss your Chapter 13 bankruptcy options with an experienced Dallas - Fort Worth - Plano bankruptcy lawyer by calling us at 1-800-518-DEBT (3328) for a free, no-obligation consultation.

Experienced Texas Chapter 13 Bankruptcy Lawyer

A skilled Texas Chapter 13 bankruptcy lawyer can properly analyze your situation and determine your options, which may include Chapter 13 bankruptcy. We understand bankruptcy is not right for every situation, and a Chapter 13 bankruptcy may or may not be an answer to your particular situation. But you should know and understand your options if you are going to make informed decisions about your financial future.

A Chapter 13 bankruptcy may be able to help you with:

Contact an experienced Texas Chapter 13 bankruptcy lawyer to discuss your options.

Contact a Texas Chapter 13 Bankruptcy Lawyer Today

We offer a complimentary consultation and evaluation at one of our offices in Dallas or Fort Worth to ensure that Chapter 13 bankruptcy is a viable option for you, and to discuss how the bankruptcy laws can help you get a fresh start. Please schedule your no-obligation, free, confidential consultation and evaluation with an experienced bankruptcy lawyer by calling us toll-free at 1-800-518-DEBT (3328) or filling out our online bankruptcy evaluation or quick e-mail intake form.

We Provide Compassionate, Courteous Service

We understand things happen. We never judge our clients, and we are always courteous and respectful. You can be assured that we will do everything we can to help you relieve the anxiety and stress you are under. We will take the time to listen to your situation and explain your options, which may or may not include bankruptcy. If bankruptcy is a viable option, we will inform you about and guide you through the process. We can utilize bankruptcy laws to help you stop creditor harassment, foreclosures, repossessions or wage garnishments.

Skilled Chapter 13 Bankruptcy Lawyer Serving North Texas, Fort Worth, Dallas and Plano, TX

You Will Receive Prompt Communication and Personal Attention

We have earned our reputation for providing every client with close, personal attention. Nothing is more frustrating than being unable to have questions answered or problems addressed by your attorney's office in a timely fashion. We will return your phone calls as quickly as possible and make it a priority to address your concerns in a timely manner. Unlike many bankruptcy law firms, you will meet with an attorney on your very first visit. We are committed to helping you.

Convenient Locations

We offer multiple office locations where you can personally discuss your options and how we can help you. We have offices conveniently located in Dallas and Fort Worth. Texas. Please schedule your no-obligation, free, confidential consultation and evaluation with our experienced Texas Chapter 13 Bankruptcy Lawyers by calling us toll-free at 1-800-518-DEBT (3328) or filling out our online bankruptcy evaluation or quick e-mail intake form.

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