If you have had a wage garnishment judgment ordered against you, you may be confused, afraid, or unsure about what that means for your future. Leinart Law Firm and our team of experienced attorneys are happy to assist you in learning about a wage garnishment judgment and informing you of your options moving forward.
What Is a Wage Garnishment Judgment?
A wage garnishment is an order made by the court that takes a certain amount of your paycheck to satisfy a judgment against you. The wage garnishment can only be a certain percentage of your net income (after taxes), but the max amount they can take out is dependent on your state laws.
How Do I Know I Have a Wage Garnishment?
It is required that you are notified of a wage garnishment is filed against you. For a wage garnishment to occur, the lender or creditor has to file a lawsuit against you. You will be served with the paperwork informing you of where and when your court hearing is scheduled. If you get notice of a lawsuit being filed against you, it is crucial that you seek legal advice right away. A wage garnishment would never occur without notice to you beforehand.
How Do I Stop a Wage Garnishment Judgment?
Once a judgment has been made, it is hard to overturn. You have a few options in order to satisfy the judgment. Your first choice is to pay off the debt as fast as possible so your income will no longer be deducted. You can also contact a debt attorney to provide you with more options that may be available to you.