Transcript:
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Many people are nervous about the aspect of whether they have to appear in court when they file a bankruptcy process. And for every bankruptcy that’s filed, and this is not just in Texas, uh around the country, uh everyone does have to have a a bankruptcy meeting with a trustee that’s assigned to their case. And this is in either chapter 7 or chapter 13. Uh it’s called the the creditors meeting, but it’s very rare that any of your creditors ever show up. It’s generally just the uh the trustee assigned to your
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case and uh your attorney and uh and then yourself uh and a spouse if they’re part of the the case also. And it’s generally just some basic yes no questions just to make sure that everything with the case is in or in order but you don’t have to go in person anymore. Uh it was never in front of a judge but now uh after co uh everything is done by by video calls. So people don’t even have to go downtown to a major city to a courthouse or or meeting room to do that. Uh there are uh
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occasional things uh within a case uh especially chapter 13 if people have filed multiple times where they do have to have a uh hearing with the judge but uh that is rare and with those uh that’s also on video calls now. So in 98% of cases, nobody ever has to have any kind of meeting or hearing with a judge. And even so, uh those are just done by video. Now.
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