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It really depends on how fast someone wants to move things along. We offer a free consultation first where we go over all someone’s information and all their options. Then they provide us with uh some basic information such as payguns, past couple years of tax returns, fill
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out a questionnaire on their situation. So a lot of it’s dependent upon how fast they want to do that process. Then we prepare everything, get them in to meet an attorney and uh sign and review all the paperwork that’s going to be filed, make any changes or corrections. Then in
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chapter 7, when the case is filed, at that point, it’s about 3 to four months until it’s finished. In chapter 13, the payment plan with the court just takes three to five years for the payment plan to be completed.