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Transcript:

00:00:03 the documents that are needed that doesn’t change much. It’s uh pretty much the same for almost everyone. Uh the biggest thing would be proof of income for the past 6 months. So, all of the payubs for the last 6 months or if someone is self-employed or business owner, then uh what we call a profit and loss or a business income and expense statement uh monthly that just shows how much money was taken in each month. And then a basic itemized ex uh business expenses that will then show what the profit or loss was for each of those six

00:00:44 months. And uh if someone receives fixed income such as social security or disability or pension or retirement then uh simply a statement or something that shows how much is received each year or each month. Uh the next thing is uh someone’s copies of tax returns for the previous two years or if someone isn’t required to file then we have them sign something that uh shows that they don’t have to file tax returns anymore. There’s a packet uh of information uh that kind of tracks with the bankruptcy

00:01:24 forms uh that are what is filed with the court uh that we provide the client that they fill out. It’s nothing uh too earthshattering. It’s information that most people would know. Just a simple summary of their possessions and assets. That doesn’t mean they’re going to lose anything. They just have to write them down. and then uh their list of debts that they have. Although we also pull their credit report uh to double check so we don’t miss anything and bank statements for the past couple of months

00:02:01 is another thing that is needed. So those are the main things, tax returns, proof of income, and then uh filling out the basic uh information packet that we have, bank statements. Uh but uh those are the crucial items that are needed.