Is credit card debt always discharged?

Is credit card debt always discharged?

 Transcript: 00:00:00 As long as someone completes their case, either a chapter 7 or chapter 13, and they receive uh what’s called the discharge from the court, which means that their case has been fully approved and completed, then yes, all credit card debt is...
What’s the difference between secured and unsecured debt?

What’s the difference between secured and unsecured debt?

 Transcript: 00:00:00 Many people see the terms secured and unsecured debt when they’re maybe searching on online to learn about bankruptcy initially. And secured debt means something where the loan that you have is attached or secured to a a a tangible piece...
What happens to my bank accounts when I file?

What happens to my bank accounts when I file?

 Transcript: 00:00:00 Almost everyone is concerned uh about their bank accounts when they file bankruptcy. Obviously, it’s very important to be able to receive your paycheck and to pay your bills and expenses, but you your bank accounts will continue on as...
Do I need to appear in court if I file for bankruptcy in Texas?

Do I need to appear in court if I file for bankruptcy in Texas?

 Transcript: 00:00:00 Many people are nervous about the aspect of whether they have to appear in court when they file a bankruptcy process. And for every bankruptcy that’s filed, and this is not just in Texas, uh around the country, uh everyone does have to...
Can I keep furniture and personal items?

Can I keep furniture and personal items?

 Transcript: 00:00:00 A popular and uh common concern that many people have uh is after filing bankruptcy, can I keep my furniture and household items and personal items? And the answer to that question is yes. Uh many people are worried uh just because I have to...
Can I transfer property before filing?

Can I transfer property before filing?

 Transcript: 00:00:00 The answer to that is uh you should be very careful about doing that and I would always recommend speaking with our office or a uh experienced bankruptcy attorney before doing anything like that. Um there are certain transfers of property that...