So many of us are one bad financial decision or misfortune away from dire financial straits. A job loss, divorce, or unexpected medical treatments can leave families drowning in debt, behind on a mortgage, and subject to phone calls from creditors day and night. Filing for bankruptcy may be a viable option to help you get out from under crushing debt, keep your home, and start over. We’re here to help. Our DeSoto, TX Chapter 7 bankruptcy lawyer assists individuals like you with the process, helping you preserve as much of your property as possible from liquidation. Don’t go through this strenuous process alone.
Eliminating debt is an important first step to achieving financial freedom. Many paths can bring you to what seems like an insurmountable amount of debt. Chapter 7 bankruptcy can be a solution for overcoming certain debts, but you’ll want to properly undergo this process. Doing so requires working with a professional attorney. Contact Leinart Law Firm today to speak with our DeSoto, TX Chapter 7 bankruptcy lawyer!
Chapter 7 Bankruptcy Lawyer DeSoto, TX
Chapter 7 is a type of bankruptcy that people use to eliminate different forms of debt. Using this form of bankruptcy, you can discharge unsecured debts, including credit card debts, personal loans, and medical bills. While using Chapter 7 bankruptcy can be a game-changer, there are definitely considerations to be made.
Most people are hesitant to use this type of bankruptcy because they’re afraid that they’ll have to give up their property, such as their house or car. However, needing to do so is rare. While Chapter 7 bankruptcy can’t completely protect you from foreclosure or repossession, most people don’t have to worry about losing their property when filing.
Filing for bankruptcy sounds scary—many people have a negative association with the process, thinking that it will lead to permanently bad credit or financial ruin. In fact, many people find filing for bankruptcy to be a relief, as it helps them resolve debts they cannot pay off and gives them breathing room to get a better handle on their finances. If you’ve suffered a significant financial setback and don’t know how you’ll pay off credit card debt, personal loans, and other creditors, our DeSoto Chapter 7 bankruptcy lawyer can help. We advise you of your options for filing bankruptcy and guide you through the process, helping you preserve your credit as much as possible and keep as many of your possessions as the law permits.
Bankruptcy doesn’t have to be the end. In fact, it can be the beginning of a fresh financial start. You can correct mistakes, avoid crushing interest payments, and start building financial freedom. Our lawyers can negotiate the best possible settlement with your creditors and represent you in bankruptcy court. We advocate for your best interests and help you keep your car and other property from being liquidated in the proceedings. Don’t risk your financial future and your family’s stability by trying to file for Chapter 7 alone. Trust our legal team to protect you.
For the best results, you’ll want to work with our legal team. We’ll work with you to help determine if bankruptcy is a viable option and if you qualify for Chapter 7 bankruptcy. To qualify, your income will need to be equal to or below the state’s median income level. If your income exceeds this level, you’ll have to undergo means testing.
This type of bankruptcy is ideal for people with a lot of credit card and/or medical debt, who don’t have enough money to pay off their debts, don’t own property, or are current on their house and car payments, and who have a low credit score. Our team can guide you through the entire process.
Legal Experience Matters In Chapter 13 Filings
To preserve as much of your money and property as possible after filing for bankruptcy, you need legal advice from an advocate who understands Texas bankruptcy law well. Our DeSoto Chapter 7 bankruptcy lawyer can help you understand your rights, explain what’s possible to keep after filing Chapter 7, and protect you from creditors.
- Our managing attorney, Marcus Leinart, first opened up our law firm in 2005 with the desire to represent individuals. He works hard to help individuals and their families get through hard financial times. Besides helping families with bankruptcy, he also specializes in personal injury cases.
- Senior bankruptcy attorney Richard Anderson III is active in the community as a member at the Dallas Athletic Club in East Dallas, where he volunteers for multiple boards and committees.
- We are top-rated by the Better Business Bureau for our commitment to ethical business practices.
- Firm founder and managing partner Marcus Leinart is a proud member of the National Association of Consumer Bankruptcy Attorneys
Our team brings over a decade of legal experience to every case we tackle. We make sure to provide a specialized plan that makes the most sense for every client we represent. We can help prevent issues like wage garnishment, which is a common problem that individuals might face when dealing with massive credit card or medical debt. We can help halt creditors from garnishing your wages and get you on a realistic payment plan.
Most people deal with financial hardships, and sometimes the best way to overcome these hardships is through bankruptcy. Discover if Chapter 7 bankruptcy is the right option for you and your family by calling Leinart Law Firm today to speak with our DeSoto Chapter 7 bankruptcy lawyer! Call Leinart Law Firm today for a consultation.
