There are many reasons to consider bankruptcy. Just don’t file without your Lubbock, TX bankruptcy lawyer by your side. At Leinart Law Firm, we’ve helped our clients with Chapter 7 bankruptcy, Chapter 13 bankruptcy, and more. Now, we’re ready to help you. Read on to see why you need a debt relief lawyer, and contact us today to get started.
Bankruptcy Lawyer Lubbock, TX
Bankruptcy isn’t just for people who spend beyond their means, or make unwise investments. Sometimes it’s due to an accident or injury that requires expensive treatment. Others lose their jobs, or go through difficult divorces. Emergencies happen, and if you have debts and creditors to pay off, you need to take action to get them off your back.
If it seems like a major step, that’s because it is. Bankruptcy is a last resort, and by filing, it may take years to restore your credit and put your bankruptcy behind you. And depending on the Chapter you choose, you may have to liquidate your assets to pay off your creditors and get out from under your debt. All the more reason to have your Lubbock bankruptcy lawyer on your side.
Your insolvency lawyer can help you decide on your next steps. If you’re desperate to get out of debt quickly, you may choose Chapter 7 bankruptcy. It’s faster, but it involves selling off real estate, investments, and other properties just to satisfy your creditors. Still, the faster you liquidate, the faster you can rebuild your credit – and your lawyer can also help you protect assets that you can’t bear to part with.
On the other hand, you may file for Chapter 13 bankruptcy in order to hold on to most of your assets. This isn’t as quick as Chapter 7, and a major part of Chapter 13 bankruptcy is building a repayment plan (and sticking to it). You’ll need to slowly chip away at your debt, while also providing evidence that you’re making progress. Once again, your bankruptcy counselor can help you decide which option is best for your needs.
There are a lot of bankruptcy attorneys out there, but they aren’t all created equal. When you search for legal representation, make sure your lawyer has plenty of experience.
Why Experience Matters In Bankruptcy Cases
At Leinart Law Firm, we’re ready to help you achieve financial independence. Our experience makes all the difference:
- We’ve spent over 15 years helping clients like you. We’ll help you decide on your best options for bankruptcy, and we’ll walk you through your next steps after you’ve made the choice.
- Our financial legal services extend beyond just Chapter 7 and Chapter 13 bankruptcy. We can also help you with car repossessions, foreclosures, and more.
- Spending money on a bankruptcy lawyer may seem like an unnecessary expense, but in the long run it can save you money through the restructuring and liquidation process. We also provide free consultations and 24/7 live call answering.
Contact Us Today
If you’re trying to get out from under your debt, we can help. Get in touch with Leinart Law Firm today, and see how a Lubbock bankruptcy lawyer from our team can make a difference.
