Credit Lawyer Arlington, TX

It can be easy to accumulate credit card debt, especially considering the high rates of living and how much it costs to buy the things we need. Sometimes people use their credit card with the fullest intention to pay it back quickly, but then unexpected medical bills, accidents, or other events may occur. It can become difficult to pay off the balance with high interest rates and late fees. However, there are solutions that our Arlington, TX credit lawyer can offer you to help address overwhelming debt and get you on the path to better credit. If you have credit card debt that just keeps mounting, contact Leinart Law Firm today for more information.

Credit Repair

There are many people who suffer from credit ratings that could be better. If you have taken out loans you cannot repay, overextended your line of credit, or have overdue bills, then please reach out to us as soon as you can. We can help you learn how to get yourself back to better credit and work towards achieving debt freedom. If you cannot pay your bills and debt collectors keep pestering you, then it means your creditors have probably given up thinking you will address the situation. Having a poor credit score can hinder your opportunities, such as buying a car, seeking employment, and being approved for loans. For answers to your questions about credit repair, schedule an appointment with our knowledgeable credit attorney.

Bankruptcy Impacts

If you are considering filing for bankruptcy as a way to repair your credit, it is important to understand the potential impacts. It is likely that your credit score will take an initial dip, but overtime this will go back up again. A bankruptcy filing will remain on your credit report for years, and exactly how long will depend on the bankruptcy chapter. For instance, Chapter 7 bankruptcy stays on your report for ten years, while Chapter 13 doesn’t get removed until seven years have passed. Bankruptcy affects your credit accounts differently. Secured debts may be impacted more compared to unsecured debts. Being aware of these variations can be helpful when implementing your credit repair strategy.

Leinart Law Firm

If you want your credit to get better and are dealing with debts that you just cannot seem to pay back, then contact Leinart Law Firm right away. We have helped many people work towards a more secure future by enhancing their credit scores and having a plan to address their debts. Our Texas credit attorney has seen people find financial ease and pace after unanticipated hardships or loss of income. Please do not hesitate to contact us about solutions regarding divorce and bankruptcy, Chapter 7 bankruptcy, Chapter 13 bankruptcy, and business bankruptcy. We offer free consultation for debt solutions that are tailored to your individual needs. Once we hear from you and know more about the situation, we can advise further. Take the step towards financial stability by contacting our team to book an appointment.