by Christi Leinart | Dec 15, 2025 | Bankruptcy, Debt
A reaffirmation agreement is a contract you sign during a Chapter 7 case to stay personally liable on a specific debt that would otherwise be wiped out, usually to keep collateral like a car or home. Whether you should sign one depends on your budget, how much you...
by Christi Leinart | Jul 10, 2025 | Bankruptcy, Debt, Debt Collection
Who Is Transworld Systems (TSI)? Transworld Systems Inc. (TSI) is one of the largest debt collection agencies in the United States, serving businesses, government agencies, healthcare providers, and educational institutions. If you have an overdue account, your...
by Christi Leinart | Jul 10, 2025 | Bankruptcy, Debt, Debt Collection
Who Is LVNV Funding? LVNV Funding LLC is a major debt buyer that purchases charged-off consumer debts, such as credit cards and personal loans, from original lenders at a discount. LVNV often outsources collection efforts to Resurgent Capital Services, so you may...
by Christi Leinart | Jul 10, 2025 | Bankruptcy, Debt, Debt Collection
Who Is Unifin? Unifin, Inc. is a debt collection agency based in Illinois that works with a variety of creditors, including credit card companies, banks, healthcare providers, and even government agencies. When you are contacted by Unifin, it typically means your...
by Christi Leinart | May 2, 2019 | Debt
If you are behind in paying your car payments, you may face repossession. Many people believe that a lender must file a lawsuit to begin the car repossession process. However, this is not true. A lender can begin the car repossession process by simply taking your...
by Christi Leinart | Apr 25, 2019 | Debt
Dealing with large debts can be extremely stressful and overwhelming. Creditors and debt collectors can be aggressive or even abusive when seeking repayments. However, as a consumer, you are protected by several laws that oversee debt collection within the state. To...