A divorce, job loss, or major medical bills can turn your once promising net worth into a financial nightmare. Falling behind on your bills and credit card payments, facing repossession of your car, and worrying about losing your home can leave you wondering if there is anything you can do. While bankruptcy may be a scary concept at first, the truth is, when handled by a professional, like our DeSoto, TX Chapter 13 bankruptcy lawyer, it can be a financial lifesaver, giving you breathing room to rebuild. We’re ready to help. Call Leinart Law Firm today for a consultation.
Chapter 13 Bankruptcy Lawyer Carrollton, TX
Many people who are struggling with debt choose to continue treading water each month, never getting ahead of payments, and never having enough money to save, instead of filing for bankruptcy. There are many myths about bankruptcy, including that you’ll have to give up all your money and property, and that you’ll never be eligible for a credit card, auto loan, mortgage, or even a small personal loan. The truth is quite different, depending on the type of bankruptcy you file.
Chapter 13 bankruptcy is called the “wage earner’s” bankruptcy, as it is designed to help someone with a steady income repay their debts with a monthly payment plan that fits their budget. With Chapter 13, you can keep at least one vehicle, often your home, and much of your personal property (although some must be sold to help pay your debts). Our Carrollton Chapter 13 bankruptcy lawyer can negotiate a fair plan with your creditors, help you file the paperwork, and ensure that you keep as much as possible.
While it’s true that your credit will take a hit when you file for bankruptcy, Chapter 13 still gives you room to correct your financial mistakes and rebuild your credit. Once your payment plan is complete, the remainder of your debts are discharged, and you can start fresh. Many of our clients feel a sense of relief, knowing that they have taken control of their financial future. We can help you get there.
Why Our Experience Matters For Chapter 13 Filings
The rules for filing Chapter 13 bankruptcy in Texas may seem confusing if you’ve never done it before. Our DeSoto Chapter 13 bankruptcy lawyer can complete the paperwork on your behalf and help you keep as much of your property and money as possible. We can also negotiate with your creditors for debt repayment that is not discharged under Chapter 13.
- Our firm is proudly top-rated by the Better Business Bureau for our integrity and ethical business practices
- Firm founder and managing partner Marcus Leinart is an active member of the National Association of Consumer Bankruptcy Attorneys
- Bankruptcy law is our primary focus, and we deliver the individualized care and expert advice every client deserves
Are you so far behind on your bills that you feel like you’re drowning? Let our firm help you. Call Leinart Law Firm today for a confidential consultation.
