Medical Bankruptcy & Debt Lawyers
Get Help With Your Medical Debt Today
With an economy barely recovering from several difficult years and many employers forced to lay off valuable employees, providing health benefits and medical care for a family is becoming harder and harder. Compounding the problem are the facts that health care costs are rising and the future of health insurance is unclear. At Leinart Law Firm, we know that medical debt is a serious issue for many American families,and want to offer debt solutions to help you determine the best course of action for getting your family ahead. When an injury, illness, or accident occurs, your first concern should be getting immediate medical care. We don’t want you to be worried about the costs of your health care visits or treatments. We’ll help you by ensuring that the charges are fair, your payment terms are proportionate to your wages, and that you are able to start with over a clean slate. If you are looking for the best medical bankruptcy Dallas law firm, think Leinart Law Firm.
Helpful Information About Medical Debt
What Exactly Is Medical Debt?
Strategies for Facing Medical Debt
One of the biggest causes of bankruptcy is medical debt. The sad part is, the majority of people that are forced into bankruptcy had medical insurance. Medical debt is known as “unsecured debt” and can be discharged during bankruptcy. Bankruptcy is not the only option however. Here are a few other strategies for dealing with medical debt.
Talk to the Hospital
Many hospitals and medical providers will work with you on a payment plan. Create a monthly budget and work out how much you will be able to pay per month. Discuss this with your hospital’s financial department. Many hospitals will not charge interest for the first year and will not send your bill to collections if you have a set payment plan. They may also cut you a discount if you do not have insurance. Never underestimate the power of a phone call.
Fight the Insurance Company
If your debt is largely in part because of your insurance denying coverage, you can appeal their decision. This is difficult and may require the help of an attorney. If they still deny, you may be stuck with legal bills in addition to your medical bills.
Medical Bankruptcy Options
Our Attorneys Can Help Relieve Your Debt
At Leinart Law Firm, we focus on bankruptcy and debt solutions, so we know exactly what legal protection you may be granted under the law. With more than 15 years of experience with bankruptcy and debt law, we have worked with thousands of clients and helped many people to make a fresh start. Learn more about our other debt solutions:
Schedule a FREE, no-obligation consultation and evaluation today.