Credit cards can be a powerful financial tool, but the main downside is debt. Credit card debt can start growing slowly at first, but over time, the debt can start piling up to the point of becoming overwhelming. Interest rates, late fees, and collection calls can start to feel like never-ending. The stress itself can become just as overwhelming as the debt itself. If you’re at the point where paying the minimum isn’t enough, or you’re unsure what your legal options are, call us today to work with our Waco, TX credit card debt lawyer!
Waco, TX Credit Card Debt Lawyer
Credit card debt can start to accumulate for many reasons. Life happens, and a major change like going through a divorce, losing a job, or dealing with mounting medical bills can quickly cause you to get behind on your credit card payments. Even the most financially savvy person can end up with massive credit card debt. When we meet with you, we’ll look at the specific problems causing your situation. Many people turn to us when they begin dealing with credit card lawsuits, wage garnishment threats, collection harassment, or balances that never seem to shrink.
Often, people delay reaching out to our legal team because they believe that legal avenues are only available when declaring bankruptcy. While bankruptcy is sometimes the most effective strategy, other solutions exist before you get to that point. Our team can assist by negotiating with creditors, reducing balances, settling accounts, or establishing structured payment plans. If a lawsuit is filed against you, we can represent you or defend against faulty claims.
We’ll listen to your story with empathy and no judgment as we help you explore your legal options. Be sure to bring evidence like bills, lawsuit paperwork, and any letters from collectors.
Experience Matters For Credit Card Debt Cases
Whether you’re dealing with aggressive collection calls or just want to reclaim your financial freedom, our experienced Waco credit card debt lawyers can help.
- Our managing attorney, Marcus Leinart, grew up with kids from all financial backgrounds. Seeing peers dealing with financial issues is one thing that inspired him to become an attorney. He received his Juris Doctor from the Texas Tech University School of Law in 1995.
- Richard Anderson III is our senior Texas bankruptcy attorney. He joined our law firm in 2005, and he primarily concentrates on Chapter 7 and 13 bankruptcies. He received his Juris Doctor in 2004 from the Southern Methodist University Dedman School of Law.
- Our team brings over 15 years of legal experience. Alongside financial legal experience, we also have extensive experience dealing with personal injuries. We understand that issues like credit card debt often stem from personal injuries.
Credit card debt can quickly harm your immediate and future financial needs. It may feel like there’s no end, especially if you’re dealing with collection calls or wage garnishment threats. Find legal relief today by calling us at Leinart Law Firm to work with our Waco credit card debt lawyer!
