What Is Credit Repair & How Does It Work in Texas?

Millions of Americans are overwhelmed with debt, and a few missed or late payments on a credit card can quickly tank your credit score. However, there are solutions to clean up your credit. Negotiating your credit card debt, debt consolidation, refinancing certain...

What Is Debt Consolidation & How Does It Work in Texas

Debt consolidation can be an effective solution to help you get a handle on your finances and save money on interest. However, it’s important to carefully assess your financial circumstances to determine whether it’s a debt relief option that will benefit you....

What Happens If My Spouse Files for Bankruptcy During Our Divorce?

Divorce can be emotionally and financially draining, even when a split is cordial. Division of property and debt is an issue that can quickly become contentious. Although keeping lines of communication open when it comes to your finances during a divorce is a good...

How COVID-19 Has Affected Home Foreclosures in Texas

The COVID-19 pandemic has turned people’s lives upside down in myriad ways. With many Texans out of work or facing significantly reduced hours, homeowners and renters are concerned about losing their homes to foreclosure or eviction. The CARES Act has helped millions...

How to Stop Foreclosure in Texas: 4 Tips for Homeowners

If you have debt piling up and your home is at risk, you need to know how to stop the foreclosure process in Texas. As long as a foreclosure sale has not been completed, it’s likely you can stop foreclosure once it’s started, giving you a chance to keep your home. If...

How Long Does Bankruptcy Stay On Your Credit Report?

The long-term effect that bankruptcy has on a credit report is one of the biggest concerns many individuals express when considering whether or not they should file. This concern is valid for many reasons. Along with qualifying for new lines of credit and loans,...