How COVID-19 Has Affected Home Foreclosures in Texas

The COVID-19 pandemic has turned people’s lives upside down in myriad ways. With many Texans out of work or facing significantly reduced hours, homeowners and renters are concerned about losing their homes to foreclosure or eviction. The CARES Act has helped millions...

How to Stop Foreclosure in Texas: 4 Tips for Homeowners

If you have debt piling up and your home is at risk, you need to know how to stop the foreclosure process in Texas. As long as a foreclosure sale has not been completed, it’s likely you can stop foreclosure once it’s started, giving you a chance to keep your home. If...

How Long Does Bankruptcy Stay On Your Credit Report?

The long-term effect that bankruptcy has on a credit report is one of the biggest concerns many individuals express when considering whether or not they should file. This concern is valid for many reasons. Along with qualifying for new lines of credit and loans,...

A Comprehensive Guide to Federal Bankruptcy Exemptions

It’s a commonly-held belief that when a person files for bankruptcy relief under Chapter 7, that person loses his or her property. This simply isn’t true. While some debtors may have to surrender an asset, most do not lose any property when they file a Chapter 7 case....

Pros & Cons of Bankruptcy: Filing For Chapter 7

It can be stressful and frustrating when you’re struggling to pay debts that you cannot afford. Dealing with debt can be even more overwhelming when creditors and collectors do not care about your reasons for not repaying debts. They simply want their money and will...