by Christi Leinart | Jul 14, 2025 | Bankruptcy
If you’ve received a notice that your debt has been “charged off,” you might feel a mix of confusion and relief. Does this mean your debt has been forgiven? Unfortunately, the answer is no. A charge-off is one of the most misunderstood concepts in...
by Christi Leinart | Jul 14, 2025 | Bankruptcy
Getting contacted by a debt collector can feel overwhelming and stressful. You might wonder if the debt is legitimate, what your rights are, or how to respond appropriately. Understanding how debt collectors operate and knowing your legal protections can help you...
by Christi Leinart | Jul 10, 2025 | Bankruptcy, Debt, Debt Collection
Who Is Transworld Systems (TSI)? Transworld Systems Inc. (TSI) is one of the largest debt collection agencies in the United States, serving businesses, government agencies, healthcare providers, and educational institutions. If you have an overdue account, your...
by Christi Leinart | Jul 10, 2025 | Bankruptcy, Debt, Debt Collection
Who Is LVNV Funding? LVNV Funding LLC is a major debt buyer that purchases charged-off consumer debts, such as credit cards and personal loans, from original lenders at a discount. LVNV often outsources collection efforts to Resurgent Capital Services, so you may...
by Christi Leinart | Jul 10, 2025 | Bankruptcy, Debt, Debt Collection
Who Is Unifin? Unifin, Inc. is a debt collection agency based in Illinois that works with a variety of creditors, including credit card companies, banks, healthcare providers, and even government agencies. When you are contacted by Unifin, it typically means your...
by Leinart Law Firm | Jun 16, 2025 | Bankruptcy
Mortgage Legal Issues Buying or refinancing a home is one of the most significant financial decisions most people will make. While many transactions go smoothly, legal issues can arise during the mortgage process that may lead to financial problems, delays, or...