by Christi Leinart | Feb 27, 2018 | Debt
When you are filing for either Chapter 7 or Chapter 13 bankruptcy, it is crucial to know the difference between a secured debt and an unsecured debt. The characterization of your debt can impact the fate of your personal property. Secured Debt Defined A secured debt...
by Christi Leinart | Feb 27, 2018 | Debt
In addition to the “credit counseling” that you must do before you can file a bankruptcy case, after filing the bankruptcy you must also complete “an instructional course concerning personal financial management” in order to get a discharge of your debts. This second...
by Christi Leinart | Feb 27, 2018 | Debt
A debt settlement is when you agree to pay a creditor less than you owe in one large lump sum. This should be avoided if possible, as it is a bit hit on your credit score. However, if you are falling behind on payments and you feel as if it is the only option next...
by Christi Leinart | Feb 27, 2018 | Debt
You hear them on the radio and TV, debt settlement companies claiming they can help you get out of debt and save money by negotiating with credit card companies to lower your interest rate and monthly payments. If it sounds too good to be true it’s because it is. What...
by Christi Leinart | Jan 31, 2018 | Debt
This debt dictionary page was created to define and answer basic questions some of our clients have had in the past. Leinart Law Firm provides legal solutions for debt in the Dallas and Fort Worth area and with more than 15 years of experience, we have the knowledge...