Legal Resources
Below you will find a few of our latest resource topics – to view and search by category please visit our Practice Area resources pages:
Navigating the Chapter 7 Means Test in Texas
Thinking about filing Chapter 7 in Texas, but unsure if you qualify? The means test is the gatekeeper. It decides whether your income and expenses permit a Chapter 7 fresh start or point you toward another chapter. Many first-time filers find this step confusing. With...
What Is a Reaffirmation Agreement in Chapter 7 – And Should You Sign One?
Thinking about filing Chapter 7 and worried about keeping your car or home? A reaffirmation agreement can help you keep certain debts after bankruptcy—but it also brings real risks if the payment doesn’t fit your budget. Our latest blog explains what reaffirmation agreements are, when they make sense, and why you should always review them with a Dallas–Fort Worth bankruptcy attorney before signing.
The True Cost of Title Loans: How Predatory Lending Keeps Borrowers Trapped
When unexpected bills pile up and credit options run thin, many Texans turn to title loans for fast cash, risking their vehicles in the process. But beneath the promise of quick money lies a predatory lending trap, where borrowers can end up paying thousands in...
Bankruptcy Without Shame: Why There’s No Judgement and You’re Not Alone
If you’re struggling with overwhelming debt, you might feel isolated, anxious, or even ashamed to consider filing for bankruptcy. But here’s the truth: money troubles can strike honest, hardworking people every day. Whether you’re coping with job loss, unexpected...
Are You Struggling With Your Car Payment? What Borrowers Need to Know in 2025
If you’ve been feeling the squeeze from your monthly car payment lately, you’re not alone. According to this recent article from the Wall Street Journal, millions of borrowers across the United States are falling behind on their auto loans, and subprime borrowers,...
How Life Changes After Bankruptcy
Bankruptcy Filing for bankruptcy is a major decision that can bring relief and a chance to start fresh. While it may seem overwhelming at first, many people find that life after bankruptcy brings stability, reduced stress, and new financial opportunities. The process...
Choosing The Right Bankruptcy Lawyer For Your Case
Filing for bankruptcy is a serious decision, and having the right lawyer by your side can make the process clearer and less stressful. A good lawyer helps us understand the steps involved, prepares the necessary documents, and represents our interests in court. Since...
How Bankruptcy Affects Your Credit
One of the biggest concerns people have when thinking about bankruptcy is how it will affect their credit. Credit plays a role in many areas of life, from renting an apartment to getting approved for a loan. While filing for bankruptcy does have an impact, the effect...
Common Myths About Bankruptcy
Bankruptcy is often misunderstood, and many people hesitate to consider it because of the myths they have heard. These misconceptions can cause unnecessary stress and prevent individuals from exploring options that might help them. By clearing up some of the most...
Life After Bankruptcy & Rebuilding Stability
Filing for bankruptcy can feel like a major turning point, but it does not mean financial life is over. In fact, many people find that bankruptcy gives them the chance to reset, rebuild, and plan for the future with a clearer outlook. Life after bankruptcy involves...
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